Overdraft: Saving the Indian Saver by Urjit Patel is a sharp and timely look at the ideas and institutions that shape India’s financial life. Written by one of the country’s best-known economic policymakers, this book explores the realities of saving, banking, inflation, and monetary policy in a way that is clear, grounded, and relevant to everyday readers.
Part analysis and part public-interest guide, Overdraft offers insight into the challenges facing Indian savers and the broader economy. Readers looking for an informed perspective on finance, policy, and the forces affecting household money decisions will find it an engaging and thoughtful read.
